PSB Direct

PSB Direct Systematic Investment Plan in Equity is a smart financial plan that helps investor to achieve long term financial goals like Children’s Education, Marriage, Retirement corpus and other aspiration goals that could be achieved by investing small sums of money every month systematically, over a longer period of time..
It is similar to recurring Deposit wherein every month on a specified date the amount the investor opted is invested in buying NIFTY / SENSEX groups overweighed scrips that are available at significant relative discounts to their true values and which are expected to deliver long term capital appreciations
The objective of the Scheme is to generate long-term capital appreciation with inflation beating return. However the company does not assure or guarantee any returns.

Features of SIP

A specific amount is invested for a continuous period at regular intervals under this plan..

SIP allows the investor to buy equity scrips on a given date every month. The investor decides the amount

Investment remains the same, more number of scrips can be bought in a declining market and less number of units in a rising market.

The investor automatically participates in the market swings once the option for SIP is made.

Benefits of Systematic Investment Plan :

Saving a small sum of money regularly at an early age makes money work with greater power of compounding with significant impact on wealth accumulation.

SIP helps in averaging cost of acquiring scrips.

It helps in creating wealth over a longer time period.

It makes investor disciplined in their savings.

Investment Amount :

Our SIP plan, gives the choice to customers to opt for amount based, desired scrip based or sector based with periodic monthly investment of Rs.5000 / 10000 with time horizon spreading across to 60 months.

Investment Criteria :

The company advisory desk identifies and advises the investor to make discipline investments in equity stocks of high quality companies.at sensible prices, which are having strong fundamentals, good managements, healthy earnings, growth oriented with proven track record.

Portfolio Review :

The recommended portfolio performances are constantly monitored and reviewed by the advisory teams and alert the investors either to book profits after certain % of returns are achieved. In scenario if certain invested scrip portfolios are against market favor will suggest churning to other companies / sectors which are contributing for growth of economy.

Other Advantages :

No Entry Load
No Lock-in i.e. the customer is free to discontinue the SIP and withdraw the invested amount
No Exit Load
Facility to withdraw the accrued profits from the invested amount any time
Receive corporate benefits like bonus, dividend, rights directly from the company of the Invested scrips
More transparent investment system, as investor shall be able to review the portfolio and its performances at any given juncture through the web interface and also with our friendly relationship managers